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  • Flexible program structure – open to risks on a 100%, shared, layered or excess position on a non-admitted basis through Lexington (or AIG Specialty Insurance Company in Delaware) or an admitted basis through affiliated AIG insurers
  • Ability to provide meaningful capacity on a primary, excess, or quota share basis
  • Minimum deductible of $25,000 for middle market and $100,000 for risk management business
  • Minimum premium of $50,000 with consideration given based on risk size for small commercial clients

? Broad flexible risk appetite to underwrite occupancies centered around challenged and unique risks for small and mid-sized clients, including CAT exposure

? Concentrate on excess and surplus line business


Preferred Risks

Real Estate/Hospitality

All occupancies including habitational, distressed and vacant properties will be considered


Light manufacturing, assembly and processing


All healthcare classes including hospitals; assisted living, senior care, and miscellaneous facilities will be considered

Higher Education

Public and private universities

Public Entities

Municipalities, airports, housing authorities, school districts

Services: Professional and Non-Professional

All types of risk will be considered

Sports & Entertainment including Amusements

All types of risk will be considered


Single project builders risk, master builders risk, property and contractor’s equipment exposures


? A streamlined application and submission process for surplus lines brokers

? Expedited 24-48 hour turnaround from complete submission to quote

? Most policies issued at time of binding




? We are expanding our appetite and leveraging Lexington’s 50+ years of experience to respond to the needs of the E&S marketplace

? It is our goal to deliver creative solutions to the unique nature of each individual risk to support our brokers’ ability to capitalize on opportunities




? AIG Claims Promise to deliver 50% of the agreed upon property damage, debris removal and extra expense costs within 7 business days of when we agree a loss is covered

? Consistent claims service worldwide with average AIG adjuster experience of 20 years

As the leading U.S. - based surplus lines insurer, Lexington Insurance Company provides innovative property, casualty, financial lines, healthcare, personal lines, and specialty lines coverage to address large, complex, unique, and emerging risks faced by companies of every size. Based on over 50 years of experience and backed by the strength of AIG, Lexington continues to deliver innovative protection solutions that help our clients keep pace with technology in a rapidly changing world.

Learn more about Lexington Surplus Lines

Learn more about Lexington Property