Skip to Content

Primary Admitted Automobile Liability, General Liability and Workers’ Compensation

  • Standard and complex risks for automobile liability (AL), general liability (GL) and ?workers’ compensation (WC)
  • Minimum premium of $100K1 per casualty line of business
  • Structured through guaranteed cost policies as well as deductibles and self-insured retentions (SIRs) $100K and below throughout the U.S.
  • General Casualty has 50 state capability and excels at multi-state risks

Broad industry appetite for the following areas:

  • Retail and wholesale
  • Manufacturing
  • Hospitality and leisure
  • Technology and professional services
  • Global Energy Middle Market (GEMM?) focuses on underwriting WC and AL risks in the following areas:

    • Power generation and utilities
    • Oil and petrochemical process and refining
    • Exploration
    • Production
    • Drilling and oilfield service contractors
    • Renewable and alternative energy

A provider of medical equipment was seeking a new large guaranteed cost casualty program. Following conversations with the client and their broker about AIG’s claims, medical management and loss control services, among other value-adds, the client decided to?move their workers’ compensation and automobile liability programs from two incumbents to AIG.

Analytics & Training

? WC benchmarking allows clients to compare their WC loss performance against AIG’s industry analysis; customized WC and auto benchmark reports enable analysis to pinpoint loss drivers, improve safety and ultimately reduce the total cost of risk

? RiskTool Advantage?: provides web-based e-learning for workplace safety, training, accident investigation and risk engineering topics

? Claims history reviews help insureds prepare for current and future loss trends through industry analysis of potential GL claims drivers



? WC claims professionals average over 20 years of experience and have the ability to provide localized support through our 21 physical U.S. locations; General Casualty’s claims team is comprised of specialists, 70% of whom are attorneys

? Nurse Triage and Outcome Based Network program provides guidance for injured workers to receive right treatment (resulting in self-treatment for 30-40% of calls) and avoid unnecessary ER care or doctor’s visits; Nurse Triage is available in 50 states and Outcome Based Network in 37 states

? Nationwide legal support of elite defense attorneys at negotiated rates in every state help to implement solutions with adherence to any local nuances and regulations