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Contractors Pollution Liability (CPL): protects contractors against third-party claims for bodily injury, property damage, or environmental damage resulting from pollution conditions caused by covered operations; claims-made or occurrence basis; limits up to $75M; minimum premium $2,500

Environmental and General Liability Exposures (EAGLE) Program?: combines CGL standard liability coverage with coverage for pollution exposures arising from on-site premises, products or off-site premises operations; Excess and?Automobile?Liability only written in conjunction with primary EAGLE; $1M/$2M/$2M limit structure; minimum premium $15,000
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  • Cyber Liability, including Security & Privacy Liability, Event Management, and Network Interruption is available by endorsement to the EAGLE policy


Commercial Excess Follow Form (CEFF): insurance excess of, and to the extent covered by, the insuring agreement of the underlying AIG Insurer EAGLE primary policy; limits up to $25M

TankGuard? Storage Tank Liability Insurance: coverage for corrective action, clean-up and third-party claims for bodily injury and property damage resulting from pollution conditions from scheduled storage tank systems; limits as required by federal and state regulations; minimum premium $525

Product

Industry

Risk Preferences

Non-Target Classes of Business

CPL/CPO

Services/projects

Construction and commercial services contractors, construction projects including OCIP and CCIP

Limited appetite for industrial operations, maintenance fixed based operators (FBOs), mining

EAGLE?

Manufacturing and distribution

First and third-party (tolling) manufacturing, wholesale and limited retail distribution, brokering (small–mid sized companies)

Aircraft critical parts, toys, sporting equipment, medical equipment, power tools, building materials

Chemical-related

Manufacturers, blending operations, distribution operations; raw/intermediate materials manufacturing and distribution (small–mid sized companies)

Dry cleaning products, pharmaceuticals

Utilities:public and private operations

Composting facilities; methane collection and co-generation at landfills; quarries; waste treatment, storage or disposal facilities (landfill, recycling, incineration, transfer stations); waste water treatment plants

Hospitals/assisted living facilities,
schools, residential trash haulers, power plants, mines, potable water utility, petroleum refineries

TankGuard?

Owners/operators
of underground and
aboveground storage
tanks

Underground tanks < 25 years of age; aboveground tanks < 40 years of age; commercial real estate; healthcare, education and recreation facilities; retail and wholesale fueling facilities

Airport exposures with hydrant systems, industrial processing tanks, bulk terminal risk

Risk Consulting

PIER (Pollution Incident and Environmental Response)?: a value-add program assists insureds with emergency response crisis management and managing loss costs.


In-house dedicated engineers with 15+ years of insurance and environmental consulting experience to assist insureds with environmental risk management program evaluation and optimization by assessing plans, providing training and delivering recommendations for risk improvementll risk.

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Claims

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Dedicated Environmental claims unit composed of an experienced staff with direct environmental industry or environmental litigation experience

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