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Universal Life Insurance

Universal life insurance with flexible, lifelong coverage and support for you, your family, and your employees.


Choose from many competitively priced products that offer the potential for cash value accumulation – and the ability to adapt your coverage to meet your changing needs and budget over time.

Let your policy evolve.

Guaranteed Universal Life Insurance Products

Secure Lifetime GUL 3?

Secure Lifetime GUL 3 provides guaranteed death benefits in addition to modest cash value potential.
You get the flexibility to adjust benefits and premiums, plus select from optional features and riders, to tailor the policy to your own personal needs.

Index Universal Life Insurance Products

Value+ Protector

Value+ Protector is a protection-focused IUL product that combines many of the advantages of guaranteed universal life insurance, but with special features and interest crediting strategies that are designed to reduce costs and help deliver maximum value.

Max Accumulator+

Max Accumulator+ insurance is a flexible IUL product focused on retirement and long-term wealth accumulation tied to index market performance. It offers potential tax advantaged income while incorporating a unique combination of cash value enhancement features.

How Much Life Insurance Do I Need?

Getting the right amount of coverage depends on a variety of factors. Use our calculator to help you estimate the range of coverage you need to make sure your loved ones are protected.

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Our Life Insurance Professionals Are Here to Help

Contact us today for more information about our affordable, flexible universal life insurance products – and learn how you can customize them to meet your changing needs.

Policies issued by American General Life Insurance Company (AGL), Houston, TX. Policy Form Numbers: 15442, ICC15-15442, 16760, ICC16-16760, 15646, ICC15-15646, except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Number: 15442N, 15442NU, 16760N REV0618, 16760NU REV0618 and 15646N. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features including rates may vary by state.