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Medical Equipment Provider

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Medical Equipment Provider Insurance Program

Program Target Description:?The insurance program designed exclusively for medical equipment providers.

Program Target:

  • Target Risks:

    • Home Infusion Therapy?
    • Medical Equipment Providers including Retail Sales & Rentals?
    • Pharmacies - Closed Shop?
    • Drug Distributors?
    • Equipment Distributors
  • Ineligible Risks:

    • Mail Order Pharmacies?
    • Automobile Installation / Alteration Companies?
    • Stair Glide Installations?
    • Repair of Other’s Used DME for Resale?
    • Manufacturers?
    • Wholesale Compounding Risks
  • Geographic:

    • Nationwide

Why work with our program administrator?

  • Industry Expertise: Over 22 years of underwriting medical equipment providers?
  • Custom Products: Products specifically designed medical equipment providers

Coverages & Limits Available:?

  • Auto including Non Owned & Hired Auto - $1M?
  • Building & Personal Property - $1,000 up to $1M?
  • Equipment Breakdown?
  • General Liability - $3M Limit?
  • General Liability Incidental Professional Liability Endorsement?
  • Professional Liability - $1M Per Occurrence?
  • Directors' & Officers' Liability?
  • Employment Practices Liability?
  • Inland Marine?
  • Occurrence or Claims Made Forms?
  • Umbrella - $1M Per Occurrence /$1M Aggregate to $10M Per Occurrence /$10M Aggregate?
  • Workers' Compensation (provided by another carrier)?

Submission Requirements:

  • Program Administrator’s? Application?
  • 5-year current valued loss runs?
  • Brochures?

Broker Requirements:
Current Appointment with the programs administrator? or, if not, complete the following items:

  • Broker Agreement?
  • IRS W-9?
  • Copy of E&O Certificate or Declaration Page?
  • Copy of the agency’s license per location?
  • Agency Profile Document?
  • If multiple locations, include a list and confirm ALL locations are covered under the operation’s Errors and Omissions policy
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